Terms of Service

Last updated: August 2026

Welcome to PayMint. These Terms of Service govern your use of our wallet, bill payment, and related services. Please read them carefully.

1. Acceptance of Terms

By downloading our app, creating an account, or using our services, you agree to be bound by these terms. If you do not agree, please do not use PayMint.

2. Use of Services

You must provide accurate information when creating your account. You are responsible for safeguarding your credentials and for all activities that occur under your account.

3. Payments and Wallet

When you fund your wallet via the provided virtual account, the funds are held securely. You authorize us to deduct the relevant amounts when you initiate a bill payment, purchase airtime, or perform other transactions.